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German德语: fondsgebundene Lebensversicherung

English英语 translation: variable life insurance (AE)/unit-linked [or: fund-linked] life insurance (BE)






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词条(来自下列问题)
German德语词条或短语:fondsgebundene Lebensversicherung
English英语翻译:variable life insurance (AE)/unit-linked [or: fund-linked] life insurance (BE)
输入者:silfilla
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11:26 May 6, 2005Login or register (free) for more options.
German德语至English英语翻译 [专业]
Bus/Financial - 保险 / life insurance
German德语词条或短语: fondsgebundene Lebensversicherung
I know that it refers to a life insurance policy where portions of the premiums are invested in securities/mutual funds but I'm not sure whether *variable life insurance*, the term I found at the John Hancock site, is correct. Can anyone confirm it or provide an alternative?

AE, please.

Many thanks in advance!
silfilla
美国
Local time: 22:13
写给提问者或来自提问者的留言
silfilla (asker): 20:03 May 6, 2005: Thank you! -

variable life insurance
说明:
Other common terms:
share-linked life insurance (US)
equity-linked life insurance
unit-linked life insurance (GB)
HTH

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Note added at 10 mins (2005-05-06 11:36:47 GMT)
--------------------------------------------------

How variable life insurance works
Permanent life insurance with the freedom to control your investment portfolio is called variable life insurance.

Generally, variable life insurance is the most expensive type of cash value insurance. This is because unlike whole life insurance, variable life insurance gives you complete control over your investments - be they stocks, bonds, or money market funds.

The number of times you can change and update you investment portfolio is usually unlimited, although this is something you will need to confirm with your insurance company .

Because many of the benefits of variable life insurance are wholly dependant on your ability to invest successfully, you should be absolutely certain that you understand all implications before purchasing this type of policy.

获选答案来自:

Oliver Giesser
德国
Local time: 04:13
Grading comment
已将4分KudoZ分数奖给该答案



所提供的全部%1翻译如下:
5 +4variable life insurance
Oliver Giesser
4fund-linked life insurance
Alison Riddell


  

回答

4分钟   信心度: Answerer confidence 4/5Answerer confidence 4/5
fund-linked life insurance


说明:
"Fund-linked life insurance A life insurance policy which helps investors to accumulate capital by combining insurance cover with investment in mutual funds. Policies are available in various currencies. Fund-linked insurance allows policyholders to benefit from the performance of the funds they choose. Since the value of the securities in the funds' portfolios can fall as well as rise, there is a risk of the investments declining in value. There is thus no guarantee of a specific sum being paid out in the policy currency upon maturity. The death benefit is, however, guaranteed. "



    证明参考: http://lu.csam.com/eu/definitions_glossary/glossary.asp?Topi...
Alison Riddell
德国
Local time: 04:13
母语: English英语
此类别中专业问题的积分: 37
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9分钟   信心度: Answerer confidence 5/5 同仁同意(净值): +4
variable life insurance


说明:
Other common terms:
share-linked life insurance (US)
equity-linked life insurance
unit-linked life insurance (GB)
HTH

--------------------------------------------------
Note added at 10 mins (2005-05-06 11:36:47 GMT)
--------------------------------------------------

How variable life insurance works
Permanent life insurance with the freedom to control your investment portfolio is called variable life insurance.

Generally, variable life insurance is the most expensive type of cash value insurance. This is because unlike whole life insurance, variable life insurance gives you complete control over your investments - be they stocks, bonds, or money market funds.

The number of times you can change and update you investment portfolio is usually unlimited, although this is something you will need to confirm with your insurance company .

Because many of the benefits of variable life insurance are wholly dependant on your ability to invest successfully, you should be absolutely certain that you understand all implications before purchasing this type of policy.



Oliver Giesser
德国
Local time: 04:13
母语: German德语
此类别中专业问题的积分: 4

同仁对此翻译的评论(以及回答者的回复)
同意 Neil Crockford: unit-linked in UK
8分钟
  -> Thanks Neil

同意 BrigitteHilgner: One of my clients (intl., HQ in France) uses the expression unit-linked life insurance.
1小时
  -> Thanks Brigitte

同意 Terry Gilman: variable is fine for AmE; unit-linked or fund-linke for BrE
2小时
  -> Thank you Terry

同意 xxxsonja29
8小时
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