German德语: AbrufrenteEnglish英语 translation: pension drawdown  KudoZ The KudoZ network provides a framework for translators ... More  |
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| 词条（来自下列问题） | | German德语词条或短语： | Abrufrente | | English英语翻译： | pension drawdown | | 输入者： | EMatt |
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German德语至English英语翻译 [专业]
Bus/Financial - 保险 / insurance | | German德语词条或短语： Abrufrente | | Der Versicherungsnehmer kann statt der versicherten Rente die Zahlung einer frueher beginnenden herabgesetzten Abrufrente verlangen. |
| | | pension drawdown | 说明：
this is the UK phrase for early receipt of pension benefits. It is not an exact equivalent of 'Abrufrente', because it involves flexible withdrawals from the pension fund, not the contractually fixed early payment of a reduced pension from it.
(although the two can obviously be linked, I think we are talking pensions, not anuities, here, because the concept of 'Abruf' doesn't seem to make much sense for an annuity: the rate for an annuity is fixed when you buy it. A 'future annuity' with a fixed rate which you can therefore choose to have paid early is surely a pension?) |
| 获选答案来自：
 Kieran McCann
英国
| 提问者给回答者的留言Thanks. As far as I know we don't have anything like this in the U.S.
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1小时 信心度：   同仁同意（净值）： +1 |
1小时 信心度： |
| Background info - not for points
说明：
Abrufrente
Bei einer privaten Rentenversicherung kann in der Regel jederzeit vor dem ursprünglich vertraglich vereinbarten Rentenbeginn die Zahlung einer früher einsetzenden lebenslangen Rente verlangt werden.
Diese vorzeitige in Anspruch genommene Rente heißt im Fachjargon: "Abrufrente"
Da insgesamt weniger Beiträge als ursprünglich geplant gezahlt wurden und die Rente auch länger gezahlt wird, fällt sie etwas niedriger aus.
https://www.victoria.de/home/frameset.asp?url=/suchen/lexikon/Defau...
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12小时 信心度： |
| pension drawdown
说明：
this is the UK phrase for early receipt of pension benefits. It is not an exact equivalent of 'Abrufrente', because it involves flexible withdrawals from the pension fund, not the contractually fixed early payment of a reduced pension from it.
(although the two can obviously be linked, I think we are talking pensions, not anuities, here, because the concept of 'Abruf' doesn't seem to make much sense for an annuity: the rate for an annuity is fixed when you buy it. A 'future annuity' with a fixed rate which you can therefore choose to have paid early is surely a pension?)
证明参考： http://www.parnellfisherchild.co.uk/retirement_drawdown.htm
证明参考： http://workthing-d-aspen.workthing.com/advice/theme/dshift_r...
| | 提问者给回答者的留言| Thanks. As far as I know we don't have anything like this in the U.S. |
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The translation workplace 
